Don’t let your money waste away

Kinesis places control back into the users’ hands by reintroducing gold and silver as universal currencies (KAU and KAG) that can be easily sent, transacted or spent with a card at any given moment.

Kinesis is a multi-purpose, money-management platform with an intuitional, easy-to-use interface that allows people globally to connect with the enduring value of precious metals in their day-to-day banking and investment life.

Kinesis enables users globally to spend, store and transact their fiat, crypto and fully allocated physical gold and silver – securely vaulted without charge – while earning them a monthly return, through the Kinesis’ innovative yield system.

Kinesis’ gold and silver-backed tokens, KAU and KAG, have been created to facilitate the use of physical precious metals as money – meaning everyday people can save, transact or spend gold and silver instantly, anywhere in the world.

By combining the timeless value of physical gold and silver with cutting-edge blockchain technology, Kinesis has created a universal form of money that is capable of resisting the corroding effects of inflation or traditional currencies.

By giving back over half of all transaction fee revenue to system users, Kinesis has transformed physical gold and silver into yield-bearing assets.

There are five types of yields,  paid monthly in physical gold and silver, designed to reward the platform users for their activity within the system – such as saving, trading and spending with a Kinesis card or inviting new participants to join the platform.

This in turn incentivises the activity on the Kinesis platform, creating a sustainable, ethical and fair monetary system that empowers the people that use it.

The Holder’s Yield is a passive, risk-free yield on physical gold and silver bullion designed to reward users for saving their money with Kinesis.

To begin earning the Holder’s Yield, all you need to do is simply hold any amount of Kinesis KAU or KAG in your Kinesis account or any wallet linked to it.

You can learn more on our dedicated Holder’s Yield page.

The Velocity Yield rewards system participants for using gold and silver as money – by returning a proportionate share of transaction fees back to the users.

To begin earning the Velocity Yield, all you need to do is to start spending and trading precious metals.

You can learn more on our dedicated Velocity Yield page.

Whenever you use your card online or at the store, Kinesis instantly converts the value of your purchase from local fiat into gold, silver or crypto and automatically withdraws the calculated amount from your Kinesis account to cover the transaction.

You can learn more about all functionalities of the Kinesis Virtual Card in our knowledge base.

Kinesis keeps continuously expanding the list of countries where the Kinesis card is supported. Currently, you can apply for your Kinesis Virtual Card if you’re a resident of the United Kingdom, Eurozone, Canada, Australia and Oceania or Latin America. For a full list of countries in which the kinesis card is supported, click here.

The card is not currently live in the US, however, we are continuing to expand the reach of the program globally with the US card launch coming soon.

The Kinesis Virtual Card can be used globally, at any point of sale in over 80 million locations across 200+ countries and territories, anywhere Mastercard is accepted.

No, at present the Kinesis Virtual Card is not currently available in the US. However, the US card program will be launching shortly. Built for the needs of our North American users, the US card will enable instant point-of-sale transactions in gold, silver and cryptocurrency.

The Kinesis Virtual Card comes as a part of the Kinesis Individual account offering. All you need to do is simply click the confirmation button and then follow up with a short cardholder verification process.

You can also apply for your Kinesis Virtual Card using the widget located in the Virtual Card section of your Kinesis account.

Kinesis’ strategic partner, Allocated Bullion Exchange (ABX), is a leading institutional exchange with an outstanding reputation in the precious metals space. With an extensive vaulting network and over 10 years of precious metals trading experience, ABX enables Kinesis to provide more transparent custody of all gold and silver bullion holdings.

Kinesis guarantees the highest-grade security of your precious metals through world-renowned vaulting partners, including Brinks, Loomis and Malca-Amit.

For a detailed breakdown of Kinesis gold and silver holdings, see our Trust and Security page – here.

Visit our Trustpilot page to see what our users think of Kinesis – here.

We are able to offer Kinesis users chargeless storage on their precious metals holdings by utilising the robust vaulting network of ABX. To provide and maintain our world-class vaulting ecosystem, a share of Kinesis’ global transaction fee revenue is allocated towards covering their upkeep and other associated costs.

All the physical gold and silver bullion that underpins our KAU and KAG tokens are subject to twice-yearly, independent audits conducted by Bureau Veritas, a world-class audit and inspection specialist.

These audits ensure that the quantity of gold and silver held in our vaults is checked against the record of all KAU and KAG in circulation. They also verify that every KAU and KAG token within the Kinesis monetary system is based on an exact 1:1 allocated quantity of gold and silver bullion.